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Residents Should Usually Wait to Buy a House
Homeownership can be a great long-term decision. Residency is just an unusually bad time to assume it always is.
Transaction costs, uncertainty, maintenance, and short timelines matter. Flexibility has financial value too.
Renting during residency is not necessarily throwing money away. Sometimes you’re buying flexibility at exactly the stage of life when flexibility matters most.
Flexibility has real financial value during training.
